Some amazing ways to enjoy mobile net banking
Have you ever thought about managing your money anytime and anywhere online? Millennials want to carry out financial transactions on the go. Having to visit a bank branch often to transfer funds, open a savings or current account, and apply for a loan is a thing of the past.
Smartphone technology with integrated mobile applications has developed beyond one’s imagination. Mobile net banking facilitates easy viewing of your bank account balance and saves money using its advanced features. The IDFC FIRST Bank mobile app is renowned for speed, convenience, user-friendly interfaces, secure sign-in, personalisation, and real-time assistance.
The customizable net banking app offers an enhanced banking experience in wonderful ways, meeting every need of its users. Here are some prominent ones explained to help you effectively use the mobile net banking appof IDFC FIRST Bank.
- Manage money via budgeting
The latest version of the IDFC FIRST Bank mobile appoffers smart features, like money-saving tools, to manage monthly budgets by tracking and alerting you on overspending, monitoring new purchases, helping you reduce expenses, and suggesting a valuable subscription. It will help you set aside some money for meeting your short-term or long-term plans, like buying a house, paying for your child’s education, going on a vacation, meeting marriage expenses, and buying a car.
You can also gain insights into investing in the best mutual funds, deposit schemes, and unit-linked insurance plans. The net banking services of IDFC FIRST Bank also assist you in opening a 3-in-1 account, which includes savings, trading, and a Demat account to trade in equity and commodities and earn high profits.
- Open a digital bank account instantly
You can increase your savings by starting an instant savings account on the mobile app of IDFC FIRST Bank. For it, you need to download the banking app from the PlayStore on your mobile phone and register for the net banking service by filling out your details, including your Aadhaar Card, PAN Card, email address, and mobile number. Submit them with the supporting documents and complete the video eKYC process to have the savings account activated.
- Manage your bank accounts from one place
Most banking apps permit you to link your various bank accounts within the same or different banks and manage them from a single platform. You don’t have to log into different websites of banks to check your bank balance; instead, you can view them on the same page. Moreover, you can also view the statement to check the transactions and use smart tools to group them based on the category, amount, and method of payment.
Using the Income and Expenses Analyser tool, you can compare your expenses with your income and control your spending to stay within the budget. The mobile net banking app also helps you to maintain a minimum or enough balances in your accounts through quick fund transfers.
- Quick money transfers and bill payments
You don’t have to worry about paying your bills or transferring funds from one account to another account. IDFC FIRST Bank’s bank to bank money transfer app enables you to make quick transfers via NEFT, IMPS, RTGS, QuickPay, QRC codes, and UPI-enabled payment methods. Other than these payment methods, you can also pay using your debit and credit cards. Using a payment option, you can ensure high security, reliability, and safety.
- Virtual Assistants
You can get assistance anytime on a net banking app, for banks use artificial intelligence technology to provide virtual customer service. You can thus save time by talking to these assistants to get updates on account balances and any bank transactions.
IDFC FIRST Bank is becoming more innovative, friendlier-to-Customers and intuitive with its net banking app features. If you are looking for an exciting banking experience, you can download the IDFC FIRST Bank mobile app now.